In 2025, securing a Malta gaming license remains a key factor for operators that aim to build a strong and legitimate business in the online gambling arena. The license certified by the Malta Gaming Authority (MGA) is one of the most respected and trustworthy licenses for both, the players and partners. And what makes it so highly regarded? This article will cover everything you need to know about obtaining a Maltese gambling license in 2025, including the different types, application process, requirements, and more.
What is a Malta Gaming License?
Getting a gaming license is absolutely essential for any gambling business. It’s not just about following the law, it’s also about gaining customer trust. A business should operate legally and ethically, which, of course, makes it attractive for other reputable companies in the industry to form partnerships. Possessing an online gambling license, especially one certified by the Maltese Gaming Authority, is definitely one of the best choices for operators.
A Malta gaming license is a certification that is issued by the Malta Gaming Authority (MGA), that allows gambling operators to legally conduct their activities under the regulations that are set by Malta. Securing a Maltese gambling license requires a detailed application process, which is all about background checks, financial evaluations, and strict standards of operation. License issued by MGA is quite common, and with all the reasons for being an attractive option for the operators, it helps them expand into international markets.
Types of Malta Gambling License
There are four primary types of gaming licenses, and those are categorized into
- Gaming Service licenses (for B2C)
- Critical Gaming Supply licenses (for B2B).
The following licenses apply to both the online (remote) and land-based gaming industries.
Type 1: Games of chance played against the house: The outcome here is determined by a random generator, and includes casino games such as roulette, blackjack, baccarat, house-banked poker, lotteries, secondary lotteries, as well as virtual sports.
Type 2: Games of chance played against the house: In contrast to the first type, the outcome is not determined randomly. It is based on the result of an external event or competition, with the operator managing its own risk by controlling the odds offered to the player.
Type 3: Games of chance not played against the house: Here, the operator is not at risk but earns revenue through commissions or fees based on the stakes or prize. This includes player-versus-player games such as poker, bingo, betting exchanges, and also other commission-based games.
Type 4: Controlled Skill Games: These require additional regulatory supervision because of the additional risks they pose to consumers. Fantasy sports shall also be included.
For other (additional) types of games, the operators that hold a Gaming Service License, or a Critical Gaming Supply License, do not need to complete the full gaming license application process. Instead of it, they should seek approval from MGA for the new game they suggest.
Understanding the regulatory framework of the Malta Gaming Authority
Under the Malta Gaming Act 2018, MGA regulates both – land-based and online gaming. It ensures that the games are conducted in a fair and transparent way and safeguards vulnerable individuals while preventing crime and money laundering.
Here are the regulatory activities that the Malta Gaming Authority undertakes:
- Conducting regular reviews of regulated activities, gaming operations, and overall sector performance
- Providing relevant information and guidance to the public
- Ensuring gaming service advertisements are fair and responsible
- Handling and investigating player complaints while facilitating timely, fair, and effective resolution of disputes between players or with operators
- Collecting, maintaining, and managing records of all relevant gaming data
- Verifying the suitability and competence of individuals involved in gaming business operations
- Issuing licenses, approvals, recognitions, or other authorizations for gaming-related activities
- Preventing, detecting, and supporting the prosecution of offenses against gaming regulations
Under the Gaming Player Protection Regulations, operators must regularly prove to the MGA that they meet the specified objectives as outlined by the authority
- Effective controls, policies, and procedures must be implemented to prevent minors from participating in gaming activities
- Measures must be in place to safeguard vulnerable individuals
- Players’ interests must be adequately protected, and they should be informed about resources available for resolving disputes with the competent authority
- Players must receive all relevant information about the gaming service
- Responsible gaming information must be easily accessible to players
- Tools should be available to help players and others manage their gaming activity and protect themselves from problem gambling
- Advertising and marketing of gaming services must be fair and comply with the Gaming Commercial Communications Regulations and other applicable laws
In addition, the gaming operators that wish to apply for a license in Malta must adhere to the Prevention of Money Laundering Act, 1994, and the 2018 Prevention of Money Laundering and Funding of Terrorism Regulations. This includes establishing internal policies to prevent money laundering and terrorist financing, such as know-your-customer measures, reporting suspicious transactions, and conducting business risk assessments. The MGA is tasked with gathering, processing, and analyzing relevant data to enforce these regulations effectively.
How to apply for a Malta Gaming License?
As long as all required documentation and information are submitted to the Authority, the process for obtaining a Gaming license takes around twelve to sixteen weeks.
The Malta Gaming Authority divides the application process into the following four stages:
Checking and reviewing the business plan
In this stage, the information about the company’s financiers and management is thoroughly examined. Also, the business plan is evaluated, to ensure operational viability and to confirm the applicant’s suitability for gaming operations. Probity investigations will also be conducted with relevant national and international regulatory and law enforcement bodies.
Funding assessment
MGA evaluates the applicant’s financial stability and ability to sustain operations. This stage is required in order to ensure that the company has sufficient financial resources to operate legally and responsibly, with covering operational costs, player payouts, and other liabilities. This typically involves document requirements about the initial capital and financial obligations, financial stability, and other sources of funds.
Analysis of business plans and operational policies
The business plan has to include a comprehensive forecast of the operation and cover the marketing and distribution strategies, the human resources plan, and the growth objectives. The process also involves reviewing incorporation documents, the games that are offered, and business processes related to the game operation, with the rules, terms, conditions, policies, and procedures. Technical documentation of the gaming and control systems is also required.
Review of technical configuration and system audit
Once all the stages are successfully completed, MGA will notify the applicant concerning approval and instruct them to implement the system in a technical environment for launch. The applicant has 60 days to finalize it. Failure to do so will result in the application being canceled and requiring resubmission if preferred. During this period, the applicant can appoint an MGA-approved Service Provider to perform a system audit.
How much does a Malta Gaming License cost?
Fees for application and gaming licence
A non-refundable application fee of eur5000 needs to be paid in order to initiate the process of evaluation for a license, as well as for the license application to be considered as complete.
Annual fees
For gaming Service Licence (B2C): the fixed annual fee is €25,000, though operators offering solely Type 4 gaming services pay a reduced fee of €10,000.
For gaming Supply Licence (B2B): fees are also €25,000 for general services and €10,000 for back-office operations.
After the first year, the annual fees are estimated by revenue brackets, ranging from €25,000 for revenues under €5 million to €35,000 for revenues that exceed €10 million. The operators are required to their financial obligations to maintain the validity of their licenses.
Taxes
The gaming operators that offer services to players within Malta must pay a gaming tax set at 5% of their annual gaming revenue. What refers to compliance contributions, based on gaming revenue, are paid monthly and vary depending on the type and scope of gaming services. These contributions that are detailed in the Gaming Licence Fees Regulations range from minimum and maximum thresholds to percentages applied to specific revenue brackets. Start-ups benefit from a 12-month exemption period by providing support during their initial operations.
Key benefits of Malta Gambling License
Despite its size, Malta has a big economy and provides exceptional opportunities for obtaining a gaming license. Here’s why getting a gaming license from Malta is definitely worth considering.
Malta is politically and financially stable: As a member of the European Union, one of its major strengths is its status as an onshore jurisdiction. This allows the registered businesses there to avoid the challenges often associated with offshore jurisdictions, particularly regarding currency transactions and financial operations.
Malta’s reliable legal framework: As mentioned before, Malta’s gaming licenses are overseen by the Malta Gaming Authority (MGA), and the country’s legislation prioritizes transparency and enforces strict oversight on the licensing and operation of gaming companies. Protection for both online players and operators is also ensured, and this increases the level of trust among the customers.
Open account opportunity in Maltese Banks: Banks in Malta impose no restrictions on businesses seeking to open accounts.
Modern regulation: Malta constantly updates its gaming legislation in order to stay ahead of industry trends. For instance, in recent years, MGA revamped its gaming laws to include provisions for virtual currencies and distributed ledger technology, to reinforce its relevance and forward-thinking approach.
AML/CFT rules: Maltese jurisdiction fully complies with EU directives on anti-money laundering measures.
Conclusion
In 2025, securing a Malta Gaming License is all about building a solid foundation for your gaming business. Trusted worldwide, the Malta Gaming Authority (MGA) license gives operators the credibility they need to succeed in an increasingly competitive market. It demonstrates to players, partners, and investors a strong commitment to fairness, transparency, and responsible operations.
Malta’s reputation as a stable, forward-thinking jurisdiction, surely makes it the perfect place for gaming businesses to thrive. With modern regulations, strong anti-money laundering measures, and a clear focus on innovation, the MGA ensures operators can stay ahead of industry trends while maintaining the highest standards. Plus, being part of the EU gives operators access to a vast market and favorable tax policies that support sustainable growth.
Whether you’re launching a new business or looking to expand, a Maltese license sets you apart. It reflects a commitment to building trust, protecting players, and leveraging cutting-edge technology. In today’s fast-moving gaming landscape, that level of credibility is absolutely invaluable.
So, if you want to make a real impact in 2025 and beyond, choosing a Malta Gaming License is a strategic decision that sets the stage for long-term success.
FAQ
Where does the Malta Gambling License work?
The Malta gaming license is valid across the EU. The UK Gambling Commission acknowledges the Malta Gaming Authority (MGA), allowing MGA-licensed operators to function in the UK. Similarly, Quebec, British Columbia, and Manitoba recognize MGA licenses. These licenses are also accepted by the New Zealand Gambling Commission and are recognized in Argentina, Peru, and Mexico.
Can I appeal a decision made by the Malta Gaming Authority?
Anyone dissatisfied with a decision made by the Authority has the right to file an appeal with the Administrative Review Tribunal within 20 days from the date they are notified of the decision. This process is outlined in Article 43 of the Gaming Act (Chapter 583 of the Laws of Malta).
How can I terminate the Malta Gaming Authority license?
A “Voluntary Surrender” refers to the intentional termination of a license issued by the Authority. To surrender a license, an Authorised Person must submit a “Licence – Licence Surrender” application via the MGA portal. The Authorised Person is required to follow the Authority’s termination procedures, which cover aspects such as player management, the entity’s website, gaming systems, responsibilities, and any outstanding fees.
What refers to the application, has to include a certified letter signed by one of the company directors, providing a brief explanation for the surrender and outlining the plans for the entity after approval. The letter should also detail the termination date, management of player accounts, resolution of pending player funds, and the winding up of jackpots.
Why choose a Malta Gaming License in 2025?
In 2025, the Malta Gaming License continues to be one of the most desirable options for operators. It’s known for its reputation and trust within the industry. The license issued by the Malta Gaming Authority, a globally recognized regulator, ensures that operators meet high standards of fairness, security, and responsible gaming. Malta’s strategic location in the EU provides seamless access to European markets, while its business-friendly environment and competitive tax benefits make it an attractive base for gaming companies.
